FEMA compliance, DTAA benefits, NRE/NRO management, income tax returns, and repatriation planning. We handle every India-side financial obligation so you can focus on building your life abroad.
NRI taxation sits at the intersection of Indian law, FEMA regulations, international tax treaties, and the rules of your country of residence. A generalist accountant, even a competent one, often misses the nuances that cost NRIs lakhs in unnecessary tax or FEMA penalties.
Most NRIs overpay tax because they or their advisors are not claiming treaty benefits they are fully entitled to.
Even innocent decisions like maintaining the wrong account type or receiving rent in cash can trigger FEMA penalties.
Repatriating money from India has specific requirements. Missing one step can hold your funds for months.
NRIs with India income must file returns in India. Late filing attracts penalties and interest that compound quickly.
Accurate ITR filing for all India-sourced income including rent, capital gains, interest, and dividends, done on time every year.
We identify and claim all available tax treaty benefits between India and your country of residence, reducing your effective tax rate significantly.
Full FEMA guidance covering investment limits, account management, property transactions, and reporting requirements to RBI.
Advice on which accounts to use for which purposes, and ensuring your banking structure is legally optimised and compliant.
We prepare Form 15CA/15CB, coordinate with your bank, and ensure your repatriation goes through smoothly and within legal limits.
Guidance on investing in Indian equities, mutual funds, real estate, and fixed deposits in a tax-efficient and compliant manner.
If your India-sourced income exceeds the basic exemption limit (currently Rs 2.5 lakhs for individuals below 60), you are required to file an ITR in India. Even below this limit, filing is advisable to claim refunds on TDS deducted from NRO interest, rental income, or capital gains.
NRE accounts hold foreign earnings converted to INR and are fully repatriable with tax-free interest. NRO accounts hold India-sourced income like rent or dividends, are partially repatriable (up to USD 1 million per year after tax), and interest is taxable. Using the wrong account for the wrong purpose creates FEMA issues.
Yes, NRIs can purchase residential and commercial property in India without RBI permission. Agricultural land, plantation property, and farmhouses are restricted. The purchase must be funded through banking channels and specific FEMA requirements must be met. We guide you through the entire process.
Yes. All our NRI services are available entirely virtually. We work with clients across the UAE, USA, UK, Canada, Australia, Singapore, and Europe via video calls, email, and WhatsApp. You never need to travel to India for our services.